Our award-winning app gives you professional insights & powerful tools to help you make smarter money decisions. • Invest in stocks, ETFs & mutual funds using industry-leading research & analysis • Trade & transfer cryptocurrencies like bitcoin & ethereum with Fidelity Crypto® Cash management • Trade, transfer, deposit checks & pay bills • Schedule transfers & automate investments Alerts & notifications • Receive timely alerts & set price triggers to help manage your stock trading 24/7 support & account protection • Get state-of-the-art security in 2-factor authentication & voice biometrics • Chat with a Virtual Assistant at any time Looking to manage your workplace benefits? Download our NetBenefits® app. DISCLOSURES Before investing, consider the funds’ investment objectives, risks, charges, & expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully. $0 commission applies to online US equity trades & ETFs for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (historically from $0.01 to $0.03 per $1,000 principal). Other exclusions & conditions may apply. A limited number of ETFs are subject to a transaction-based service fee of $100. See full list at Fidelity.com/commissions. You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the fund is not a bank account & is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments & its affiliates, the fund’s sponsor, is not required to reimburse the fund for losses, & you should not expect that the sponsor will provide financial support to the fund at any time, including during periods of market stress. Fidelity advisors are licensed with Strategic Advisers LLC (Strategic Advisers), a registered investment adviser, & registered with Fidelity Brokerage Services LLC (FBS), a registered broker-dealer. Whether a Fidelity advisor provides advisory services through Strategic Advisers for a fee or brokerage services through FBS will depend on the products & services you choose. Fidelity Crypto® is offered by Fidelity Digital Assets®. Investing involves risk, including risk of total loss. Crypto is highly volatile, can become illiquid at any time, & is for investors with a high risk tolerance. Crypto may also be more susceptible to market manipulation than securities. Crypto is not insured by the Federal Deposit Insurance Corporation, the Securities Investor Protection Corporation, or any other government agency, & is not an obligation of any bank. Investors in crypto do not benefit from the same regulatory protections applicable to registered securities. Fidelity Crypto® accounts & custody & trading of crypto in such accounts are provided by Fidelity Digital Assets, National Association, which is a national trust bank. Brokerage services in support of securities trading are provided by Fidelity Brokerage Services LLC (FBS), & related custody services are provided by National Financial Services LLC (NFS), each a registered broker-dealer & member NYSE & SIPC. Neither FBS nor NFS offer crypto as a direct investment nor provide trading or custody services for such assets. Fidelity Crypto & Fidelity Digital Assets are registered service marks of FMR LLC. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 1221167.4.0